You should have recently received a new chip enabled debit card which replaces your existing card. This card is more secure and must be activated. Your existing card will no longer function after Oct 15th.

Business Savings & Money Market Accounts


Take advantage of our business savings accounts to lay the foundation for a robust savings plan that earns a higher rate of return than checking products. Remember, your balances up to $250,000 are FDIC insured.

A monthly statement is provided with this account. A Statement Savings account is required for any savings account having an ATM card or electronic activity of any kind.

Account Features

  • Free online banking
  • Free electronic statements
  • Free ATM card
  • Free 24-hour hometown phone connection
  • Free First State Bank ATM transactions
  • Interest earned is calculated on the daily ledger balance and compounded monthly

A flexible investment account that allows you immediate access to your funds while earning competitive rates.

Account Features

  • Tiered interest based upon current market rates
  • Higher interest rates on higher balances
  • Interest calculated daily and paid monthly
  • Convenient access to your funds by check (limited) or in person
  • Free online banking
  • Free electronic statements
  • Free 24-hour hometown phone connection
  • FDIC Insurance up to $250,000
  • Bounce Protection available – Limit $1,000 on qualifying accounts. Ask a representative for details.

An exceptional money market account for exceptional savings on your money. 

Account Features

  • Interest earned is calculated on the daily ledger balance and compounded monthly
  • Tiered interest rates
  • Free online banking
  • Free ATM card
  • Free 24-hour hometown phone connection
  • Free First State Bank ATM transactions