Savings & Money Market


A penny saved is a penny earned - an old cliché that's still true today. We offer several options tailored to meet your needs to help you save money and make it grow. Invest in a great future and enjoy what matters.

A monthly statement is provided with this account. A Statement Savings account is required for any savings account tied to an ATM card or receiving an ACH direct deposit.

Account Features

  • Free online banking
  • Free electronic statements
  • Free ATM card
  • Free 24-hour hometown phone connection
  • Free First State Bank ATM transactions
  • Interest earned is calculated on the daily ledger balance and compounded monthly

This account provides a convenient way to save for each Christmas season.

Account Features

  • Earns higher interest rate with direct deposit or automatic transfer
  • You choose the payment schedule (weekly, biweekly, monthly)
  • Free online banking
  • Free 24-hour hometown phone connection

Earn variable money market interest rates while providing the convenience of limited check writing. 

Account Features

  • Interest earned is calculated on the daily ledger balance and compounded monthly
  • Tiered interest rates
  • Free online banking
  • Free ATM card
  • Free 24-hour hometown phone connection
  • Free First State Bank ATM transactions

An exceptional money market account for exceptional savings on your money.

Account Features

  • Interest earned is calculated on the daily ledger balance and compounded monthly
  • Tiered interest rates
  • Free online banking
  • Free ATM card
  • Free 24-hour hometown phone connection
  • Free First State Bank ATM transactions


Calculators
How much do I need for a rainy day, retirement, my child's education, a dream vacation - click here to calculate how much you will need for those special times.

First State Bank CDs offer high earnings and peace of mind for security-conscious savers. With interest rates guaranteed over terms ranging from 7 days to 5 years, you have the liquidity you need and the control you want (penalty for early withdrawal). For maximum flexibility and compounded earnings, all of our term accounts allow free automatic transfer of CD interest.

Your CD Features

  • Maturities available from 7 days to 60 months
  • Free online banking, keep up to date on your CDs
  • Fixed or variable interest rate CDs available
  • Low minimum deposit, put your money to work today
  • Convenient, automatic renewal at maturity
  • Interest payments may be conveniently deposited to your First State Bank checking or paid through direct deposit
Traditional IRA
18 Month Variable IRA
Roth
CESA (Coverdale Education Savings Account)