Proactive

It’s a prudent business practice to put funds aside for scheduled loan and tax payments as well as other planned business expenditures. So, where do you put them? Transfer funds to a Business Statement Savings Account at First State Bank and earn a competitive interest rate on the deposit. When it’s time to use the money for scheduled payments, transfer the funds back to your company checking account. It’s easy and just makes sense.

We want you to have easy access to your money, so make sure you take advantage of these free features:

• ATM Card
• Digital Banking access
• Electronic statements
• 24-hour Hometown Phone Connection

Looking for a great option to keep your business funds liquid while still earning higher interest? A Business Insured Money Market Account may be the solution for you.

• Tiered interest based upon current market rates
• Convenient access to your funds by check (limited) or in-person
• Free Digital Banking access
• Electronic statements
• 24-hour Hometown Phone Connection
• Bounce Protection available – Limit $1,000 on qualifying accounts. Ask a representative for details.

Are you looking to start or grow a business? Our First Investor Savings may be the right option. Earn interest while setting aside money for capital improvement or income taxes. 

• Tiered interest rates
• Electronic statements
• Free Digital Banking access
• 24-hour Hometown Phone Connection

If you’re looking for a higher and more competitive interest rate, a certificate of deposit may be the account for you. A CD requires funds to remain on deposit for a specified time but offers you the security of a fixed rate. First State Bank’s CDs are available in terms from 7 days to 60 months. 

• Convenient, automatic renewal at maturity
• Fixed or variable interest rate CDs available
• Free Digital Banking access
• 24-hour Hometown Phone Connection

Contact us for rate and term information.

Add value to your current benefit offerings by enabling employees to maximize their healthcare purchasing power. Our Health Savings Account (HSA) comes with many benefits and features, and contributions can be made electronically to your employees.

• No annual administration fee
• Low opening deposit – only $25
• First 20 checks are free
• No fee Visa Check Card
• Earns a higher rate of interest
• Monthly service fee of $2.49 can be waived with electronic statements or if the balance exceeds $5,000
• Free Digital Banking access
• 24-hour Hometown Phone Connection