Knowledgeable

Crystal Valley Financial Corporation/First State Bank has been named one of the nation's top 60 publicly traded community banks.

During a recession, there are plenty of things everyone can do to help boost the economy.

Reduce Costs

Whether you’re standing in front of a shelf at the grocery store, shopping online, or even walking around a car dealership, you may wonder: Do I go for the “nicer,” more expensive option or choose the cheaper one to save some money? At the end of the day, what you’re really debating is quality vs cost.

Some of our Elkhart business clients were asked "Why do you bank local with First State Bank". We appreciated what they had to say about the relationships we have formed with them.

The 50/30/20 rule is a simple, practical rule of thumb for individuals who struggle to budget. It offers guidelines for enjoying your income while putting savings on autopilot.

There are several potential benefits associated with debt consolidation. Taking this step allows you to combine multiple debts into a single monthly payment, simplifying your finances and making life easier.

Figuring out how much you can afford for a mortgage payment might feel a little daunting. But, it doesn’t have to!

If we want our kids to grow up and be responsible with their money, we as parents need to  start teaching them about financial responsibility when they are young.

Identity theft occurs when someone uses your personal information to commit fraud or other crimes. Thieves steal personal information such as your name, credit card number, driver's license number, or other personal identifying information to commit fraud.