Scammers often pretend to be contacting you on behalf of the government. They might use a real name, like the FTC, Social Security Administration, IRS, or Medicare, or make up a name that sounds official.
The SECURE 2.0 Retirement Savings Act passed at the end of 2022 with more than 90 guidelines to help Americans save more for retirement, but some of the provisions are only now going into effect. Here is a highlight of the changes for 2024.