Proactive

A Statement Savings account is perfect for anyone just getting started with their savings plan. It makes transferring money to and from your First State Bank checking account easy. We want you to have easy access to your money, so make sure you take advantage of these additional free features:

• ATM card
• Digital Banking access
• Electronic statements
• 24-hour Hometown Phone Connection

Avoid the financial stress of the holidays by saving a little all year long! Club accounts offer you a convenient way to put away money, earn interest at the regular savings account rate, and avoid a monthly fee. You can deposit funds in-person, by electronic transfer, or via mobile check deposit. The money will be transferred to you electronically in plenty of time for holiday shopping!

• Automatic monthly deposit available
• Funds can be sent automatically to checking or savings
• Free Digital Banking access
• 24-hour Hometown Phone Connection

Enjoy the features of an interest-bearing savings account and check writing privileges with our Money Market account! The best part? The more you save, the more you earn, because our rates are tiered to reward higher balances. When you maintain the minimum balance requirements, there are no monthly service fees, making this account an easy choice for serious savings!


Take advantage of these additional features:

• ATM card
• Digital Banking access
• Electronic statements
• 24-hour Hometown Phone Connection

*Limited to six preauthorized withdrawals or transfers per month

If you are in a financial position to have a higher balance in your savings account, you may want to consider our First Investor Savings account. These personal and business accounts offer tiered savings, often earning higher interest than regular savings and checking accounts. As your savings grow, your interest increases too!

This account comes with other convenient free options:

• Visa Check Card
• Digital Banking access
• Electronic statements
• 24-hour Hometown Phone Connection

Calculators
How much do I need for a rainy day, retirement, my child’s education, a dream vacation – click here to calculate how much you will need for those special times.

If you’re looking for a higher and more competitive interest rate, a certificate of deposit may be the account for you. A CD requires funds to remain on deposit for a specified time but offers you the security of a fixed rate. First State Bank’s CDs are available in terms from 7 days to 60 months. 

• Convenient, automatic renewal at maturity
• Fixed or variable interest rate CDs available
• Free Digital Banking access
• 24-hour Hometown Phone Connection

Contact us for rate and term information.

The sooner you start saving, the more time for your money to grow. First State Bank offers the most common types of IRAs — Traditional and Roth — depending on your age, income, and financial goals. We also offer a Coverdell Education Savings Account (CESA). This savings account is a flexible, tax-advantaged way to save for your children’s education, offers more investment options than similar savings plans, and can be used for K-12 qualified education expenses. Saving at First State Bank helps you gain peace of mind about your retirement and children’s education.