Knowledgeable

Unexpected delivery alerts could deliver fraud instead. Scammers send fake delivery notices asking you to click links or pay fees. These links can steal your personal information. If you weren’t expecting a package, pause before clicking. Verify delivery notices directly with the carrier’s official site.

Scammers send text messages that look like legitimate bank alerts, warning of “suspicious activity” or asking you to verify a transaction to steal your login information. Remember, we will never ask for sensitive information through a text link. Contact us directly using a trusted phone number or our official app. Verifying before you click can help protect your account.

Urgent tax threats are a red flag. Don’t panic! Pause and verify. During tax season, scammers pose as government agencies demanding immediate payment or personal information. These messages often include threats of penalties or arrest. Government agencies do not initiate contact through text or email demanding payment. If you receive a suspicious tax-related message, pause and verify through official channels. Staying calm is one of your strongest defenses.

Romance scammers build emotional connections online before asking for financial help. These requests often escalate quickly and include urgent or emotional stories. Be cautious if someone you’ve never met in person asks for money or financial favors. Pausing to seek advice from a trusted friend or your bank can prevent heartbreak and loss.

If you're willing to wait, a CD or share certificate can be a great way to earn a high interest rate on the money you deposit.

The 50/30/20 rule is a simple, practical rule of thumb for individuals who struggle to budget. It offers guidelines for enjoying your income while putting savings on autopilot.

Identity theft occurs when someone uses your personal information to commit fraud or other crimes. Thieves steal personal information such as your name, credit card number, driver's license number, or other personal identifying information to commit fraud.